YOUR CAR INSURANCE!

Because of rising gasoline costs, it seems as if consumers are trekking into purchasing smaller cars to save on money. BUT, those darn insurance companies are quite clever. According to INSURE.com, insurance for your tiny vehicle may be MORE than insurance for your truck!



Because car insurance companies look at every car by a case by case basis, they all agree that smaller cars are more dangerous than the average vehicle. But wouldn't you think insurance would be lower for Honda Civic or maybe the hot and trendy Prius? Wrong. Annually, Your premium for instance for a Civic would most likely be around $2,000 / YR on average. While the insurance for your Ford F Series can run you a little over $1,100.

It is pretty interesting at the same time. For particular vehicles such as the "Honda Civic," there are different classification of safety that the insurance companies look at. For the Honda Civic Coupe, it is deemed as "worse than average" in regards of passenger safety, collision, personal injury protection, and medical payment losses. Let's take the Toyota Sienna for example, it is a minivan and obviously larger in size compared to the Honda Civic. Insurance companies claim this soccer mom vehicle, "better than average," meaning, insurers are less likely paying out for these cases because accidents rarely occur. This goes for the Honda Odyssey too!



So what is my opinion on all of this? You can't run. Or maybe that should be an option of transportation for you. Because ladies and gents, it is not getting any cheaper.



- Thai Spyce